Call reports 2012
IOWA STATE BANK — 2012
What IOWA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 344,810,000 | 349,074,000 | 363,070,000 | 367,589,000 |
| Total loans | 263,243,000 | 266,438,000 | 250,121,000 | 257,469,000 |
| Allowance for loan losses | 3,042,000 | 3,108,000 | 3,133,000 | 3,157,000 |
| Securities available for sale | 53,503,000 | 52,091,000 | 52,239,000 | 47,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,040,000 | 286,914,000 | 310,519,000 | 317,317,000 |
| Interest-bearing deposits | 240,104,000 | 243,050,000 | 262,792,000 | 256,547,000 |
| Noninterest-bearing deposits | 44,937,000 | 43,864,000 | 47,728,000 | 60,770,000 |
| Equity capital | 37,095,000 | 37,667,000 | 38,175,000 | 38,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,033,000 | 8,051,000 | 11,991,000 | 15,809,000 |
| Interest expense | 736,000 | 1,464,000 | 2,170,000 | 2,918,000 |
| Net interest income | 3,297,000 | 6,587,000 | 9,821,000 | 12,891,000 |
| Noninterest income | 737,000 | 1,339,000 | 2,047,000 | 3,021,000 |
| Noninterest expense | 2,021,000 | 4,012,000 | 5,956,000 | 7,930,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,974,000 | 3,800,000 | 5,723,000 | 7,718,000 |
| Income tax | 642,000 | 1,228,000 | 1,845,000 | 2,451,000 |
| Net income | 1,332,000 | 2,572,000 | 3,878,000 | 5,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,448,000 | 35,882,000 | 36,380,000 | 36,963,000 |
| Total capital | 37,718,000 | 38,218,000 | 38,741,000 | 39,283,000 |
| Risk-weighted assets | 298,543,000 | 300,141,000 | 284,737,000 | 298,141,000 |