Call reports 2011
IOWA STATE BANK — 2011
What IOWA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 335,933,000 | 322,082,000 | 337,888,000 | 351,736,000 |
| Total loans | 246,359,000 | 240,978,000 | 242,883,000 | 259,104,000 |
| Allowance for loan losses | 3,241,000 | 3,346,000 | 3,389,000 | 2,958,000 |
| Securities available for sale | 59,353,000 | 54,606,000 | 49,737,000 | 54,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,618,000 | 256,491,000 | 280,299,000 | 296,055,000 |
| Interest-bearing deposits | 218,357,000 | 216,811,000 | 232,835,000 | 247,017,000 |
| Noninterest-bearing deposits | 40,261,000 | 39,680,000 | 47,464,000 | 49,038,000 |
| Equity capital | 32,107,000 | 33,704,000 | 35,445,000 | 35,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,021,000 | 8,045,000 | 12,022,000 | 15,991,000 |
| Interest expense | 849,000 | 1,652,000 | 2,373,000 | 3,137,000 |
| Net interest income | 3,172,000 | 6,393,000 | 9,649,000 | 12,854,000 |
| Noninterest income | 479,000 | 1,059,000 | 1,667,000 | 2,370,000 |
| Noninterest expense | 1,922,000 | 3,745,000 | 5,555,000 | 7,561,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,654,000 | 3,558,000 | 5,537,000 | 7,363,000 |
| Income tax | 523,000 | 1,141,000 | 1,790,000 | 2,346,000 |
| Net income | 1,131,000 | 2,417,000 | 3,747,000 | 5,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,247,000 | 32,168,000 | 33,576,000 | 34,038,000 |
| Total capital | 33,795,000 | 34,821,000 | 36,272,000 | 36,224,000 |
| Risk-weighted assets | 326,855,000 | 271,921,000 | 278,677,000 | 290,752,000 |