Call reports 2010
IOWA STATE BANK — 2010
What IOWA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 312,815,000 | 313,178,000 | 330,137,000 | 338,682,000 |
| Total loans | 227,770,000 | 230,454,000 | 224,690,000 | 241,891,000 |
| Allowance for loan losses | 2,991,000 | 3,050,000 | 3,132,000 | 3,163,000 |
| Securities available for sale | 51,328,000 | 46,535,000 | 49,852,000 | 61,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,336,000 | 253,009,000 | 267,080,000 | 279,550,000 |
| Interest-bearing deposits | 214,366,000 | 216,756,000 | 225,445,000 | 219,961,000 |
| Noninterest-bearing deposits | 35,970,000 | 36,253,000 | 41,635,000 | 59,589,000 |
| Equity capital | 31,361,000 | 32,103,000 | 33,721,000 | 30,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,935,000 | 7,899,000 | 11,933,000 | 15,786,000 |
| Interest expense | 1,066,000 | 2,077,000 | 3,042,000 | 3,987,000 |
| Net interest income | 2,869,000 | 5,822,000 | 8,891,000 | 11,799,000 |
| Noninterest income | 457,000 | 980,000 | 1,730,000 | 2,579,000 |
| Noninterest expense | 1,940,000 | 3,854,000 | 5,647,000 | 7,535,000 |
| Provision for loan losses | 225,000 | 450,000 | 525,000 | 600,000 |
| Pretax income | 1,162,000 | 2,494,000 | 4,450,000 | 6,244,000 |
| Income tax | 345,000 | 744,000 | 1,382,000 | 1,930,000 |
| Net income | 817,000 | 1,750,000 | 3,068,000 | 4,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,846,000 | 30,415,000 | 31,811,000 | 30,038,000 |
| Total capital | 32,209,000 | 32,838,000 | 34,291,000 | 32,508,000 |
| Risk-weighted assets | 256,043,000 | 255,228,000 | 250,588,000 | 274,144,000 |