Call reports 2009
IOWA STATE BANK — 2009
What IOWA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 298,256,000 | 295,594,000 | 318,895,000 | 321,992,000 |
| Total loans | 223,003,000 | 228,597,000 | 227,582,000 | 225,341,000 |
| Allowance for loan losses | 1,935,000 | 2,098,000 | 2,325,000 | 2,759,000 |
| Securities available for sale | 45,279,000 | 39,344,000 | 47,952,000 | 53,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,335,000 | 234,041,000 | 255,048,000 | 262,178,000 |
| Interest-bearing deposits | 199,962,000 | 201,782,000 | 219,856,000 | 217,227,000 |
| Noninterest-bearing deposits | 33,374,000 | 32,258,000 | 35,191,000 | 44,951,000 |
| Equity capital | 28,955,000 | 29,634,000 | 30,502,000 | 30,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,959,000 | 7,922,000 | 11,910,000 | 15,858,000 |
| Interest expense | 1,295,000 | 2,541,000 | 3,754,000 | 4,947,000 |
| Net interest income | 2,664,000 | 5,381,000 | 8,156,000 | 10,911,000 |
| Noninterest income | 721,000 | 1,361,000 | 1,821,000 | 2,398,000 |
| Noninterest expense | 1,922,000 | 3,883,000 | 5,841,000 | 7,684,000 |
| Provision for loan losses | 60,000 | 225,000 | 500,000 | 1,100,000 |
| Pretax income | 1,403,000 | 2,633,000 | 3,633,000 | 4,522,000 |
| Income tax | 434,000 | 800,000 | 1,083,000 | 1,252,000 |
| Net income | 969,000 | 1,833,000 | 2,550,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,303,000 | 28,244,000 | 28,597,000 | 28,952,000 |
| Total capital | 28,633,000 | 29,737,000 | 30,317,000 | 31,084,000 |
| Risk-weighted assets | 245,787,000 | 250,894,000 | 253,807,000 | 253,986,000 |