Call reports 2007
IOWA STATE BANK — 2007
What IOWA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 274,386,000 | 281,175,000 | 277,883,000 | 288,372,000 |
| Total loans | 214,485,000 | 218,177,000 | 212,562,000 | 208,789,000 |
| Allowance for loan losses | 1,607,000 | 1,765,000 | 1,919,000 | 1,878,000 |
| Securities available for sale | 37,458,000 | 40,654,000 | 35,123,000 | 33,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,254,000 | 219,508,000 | 217,705,000 | 230,710,000 |
| Interest-bearing deposits | 191,164,000 | 191,988,000 | 189,259,000 | 195,402,000 |
| Noninterest-bearing deposits | 27,090,000 | 27,520,000 | 28,446,000 | 35,308,000 |
| Equity capital | 25,384,000 | 25,418,000 | 26,284,000 | 26,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,376,000 | 8,894,000 | 13,460,000 | 17,865,000 |
| Interest expense | 2,224,000 | 4,575,000 | 6,885,000 | 9,115,000 |
| Net interest income | 2,152,000 | 4,319,000 | 6,575,000 | 8,750,000 |
| Noninterest income | 422,000 | 881,000 | 1,304,000 | 1,828,000 |
| Noninterest expense | 1,690,000 | 3,298,000 | 4,855,000 | 6,602,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 525,000 |
| Pretax income | 730,000 | 1,598,000 | 2,570,000 | 3,451,000 |
| Income tax | 203,000 | 477,000 | 763,000 | 1,021,000 |
| Net income | 527,000 | 1,121,000 | 1,807,000 | 2,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,291,000 | 23,521,000 | 24,285,000 | 24,542,000 |
| Total capital | 24,443,000 | 24,831,000 | 25,749,000 | 25,892,000 |
| Risk-weighted assets | 234,373,000 | 238,276,000 | 233,831,000 | 235,988,000 |