Call reports 2006
IOWA STATE BANK — 2006
What IOWA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 262,407,000 | 265,268,000 | 267,209,000 | 278,262,000 |
| Total loans | 189,996,000 | 199,774,000 | 208,254,000 | 214,856,000 |
| Allowance for loan losses | 1,616,000 | 1,763,000 | 1,911,000 | 1,488,000 |
| Securities available for sale | 35,684,000 | 46,109,000 | 39,788,000 | 38,469,000 |
| Securities held to maturity | 15,072,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,669,000 | 208,500,000 | 208,064,000 | 220,596,000 |
| Interest-bearing deposits | 185,866,000 | 182,781,000 | 182,350,000 | 188,428,000 |
| Noninterest-bearing deposits | 24,803,000 | 25,719,000 | 25,714,000 | 32,168,000 |
| Equity capital | 23,904,000 | 23,724,000 | 24,432,000 | 24,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,824,000 | 7,735,000 | 11,854,000 | 16,185,000 |
| Interest expense | 1,727,000 | 3,611,000 | 5,666,000 | 7,907,000 |
| Net interest income | 2,097,000 | 4,124,000 | 6,188,000 | 8,278,000 |
| Noninterest income | 374,000 | 807,000 | 1,227,000 | 1,678,000 |
| Noninterest expense | 1,639,000 | 3,305,000 | 4,944,000 | 6,516,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 678,000 | 1,255,000 | 1,816,000 | 2,635,000 |
| Income tax | 173,000 | 317,000 | 462,000 | 685,000 |
| Net income | 505,000 | 938,000 | 1,354,000 | 1,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,806,000 | 21,874,000 | 22,367,000 | 22,688,000 |
| Total capital | 22,999,000 | 23,214,000 | 23,855,000 | 23,721,000 |
| Risk-weighted assets | 211,912,000 | 221,344,000 | 225,661,000 | 235,308,000 |