Call reports 2004
IOWA STATE BANK — 2004
What IOWA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 213,381,000 | 212,789,000 | 241,472,000 | 253,633,000 |
| Total loans | 131,915,000 | 136,096,000 | 158,924,000 | 166,954,000 |
| Allowance for loan losses | 2,433,000 | 2,467,000 | 2,551,000 | 2,497,000 |
| Securities available for sale | 36,784,000 | 38,946,000 | 37,235,000 | 43,688,000 |
| Securities held to maturity | 21,939,000 | 20,637,000 | 20,324,000 | 20,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,512,000 | 171,119,000 | 199,349,000 | 212,511,000 |
| Interest-bearing deposits | 150,863,000 | 148,369,000 | 174,934,000 | 182,023,000 |
| Noninterest-bearing deposits | 20,649,000 | 22,750,000 | 24,415,000 | 30,488,000 |
| Equity capital | 21,839,000 | 21,433,000 | 22,232,000 | 22,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,673,000 | 5,456,000 | 8,314,000 | 11,593,000 |
| Interest expense | 903,000 | 1,848,000 | 2,853,000 | 4,041,000 |
| Net interest income | 1,770,000 | 3,608,000 | 5,461,000 | 7,552,000 |
| Noninterest income | 327,000 | 657,000 | 1,013,000 | 1,517,000 |
| Noninterest expense | 1,323,000 | 2,728,000 | 4,228,000 | 5,773,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 105,000 |
| Pretax income | 738,000 | 1,472,000 | 2,151,000 | 3,206,000 |
| Income tax | 222,000 | 432,000 | 589,000 | 944,000 |
| Net income | 516,000 | 1,040,000 | 1,562,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,522,000 | 20,693,000 | 18,954,000 | 19,377,000 |
| Total capital | 22,079,000 | 22,270,000 | 20,797,000 | 21,345,000 |
| Risk-weighted assets | 153,296,000 | 157,232,000 | 178,676,000 | 189,443,000 |