Call reports 2003
IOWA STATE BANK — 2003
What IOWA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 204,115,000 | 203,276,000 | 203,006,000 | 212,273,000 |
| Total loans | 131,953,000 | 130,187,000 | 129,463,000 | 129,115,000 |
| Allowance for loan losses | 2,228,000 | 2,299,000 | 2,340,000 | 2,363,000 |
| Securities available for sale | 28,413,000 | 28,836,000 | 22,131,000 | 34,568,000 |
| Securities held to maturity | 25,599,000 | 25,044,000 | 30,134,000 | 22,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,842,000 | 157,915,000 | 156,425,000 | 168,241,000 |
| Interest-bearing deposits | 139,904,000 | 136,894,000 | 136,003,000 | 144,730,000 |
| Noninterest-bearing deposits | 19,938,000 | 21,021,000 | 20,422,000 | 23,511,000 |
| Equity capital | 19,987,000 | 20,570,000 | 21,096,000 | 21,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 6,046,000 | 8,957,000 | 11,817,000 |
| Interest expense | 1,062,000 | 2,023,000 | 2,947,000 | 3,862,000 |
| Net interest income | 1,992,000 | 4,023,000 | 6,010,000 | 7,955,000 |
| Noninterest income | 295,000 | 664,000 | 1,071,000 | 1,419,000 |
| Noninterest expense | 1,248,000 | 2,461,000 | 3,706,000 | 5,019,000 |
| Provision for loan losses | 47,000 | 123,000 | 187,000 | 212,000 |
| Pretax income | 1,005,000 | 2,130,000 | 3,215,000 | 4,195,000 |
| Income tax | 310,000 | 661,000 | 1,001,000 | 1,296,000 |
| Net income | 695,000 | 1,469,000 | 2,214,000 | 2,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,478,000 | 19,898,000 | 20,643,000 | 20,798,000 |
| Total capital | 21,336,000 | 21,399,000 | 22,157,000 | 22,328,000 |
| Risk-weighted assets | 148,368,000 | 148,427,000 | 149,427,000 | 151,175,000 |