Call reports 2002
IOWA STATE BANK — 2002
What IOWA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 190,448,000 | 191,870,000 | 199,247,000 | 206,977,000 |
| Total loans | 129,005,000 | 130,091,000 | 137,117,000 | 129,746,000 |
| Allowance for loan losses | 1,967,000 | 2,056,000 | 2,148,000 | 2,178,000 |
| Securities available for sale | 18,693,000 | 21,839,000 | 20,835,000 | 30,957,000 |
| Securities held to maturity | 24,558,000 | 22,986,000 | 24,937,000 | 25,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,261,000 | 152,796,000 | 158,278,000 | 164,597,000 |
| Interest-bearing deposits | 137,526,000 | 137,483,000 | 139,840,000 | 143,140,000 |
| Noninterest-bearing deposits | 14,735,000 | 15,313,000 | 18,438,000 | 21,457,000 |
| Equity capital | 17,290,000 | 17,851,000 | 18,857,000 | 19,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,135,000 | 6,246,000 | 9,449,000 | 12,634,000 |
| Interest expense | 1,318,000 | 2,563,000 | 3,771,000 | 4,981,000 |
| Net interest income | 1,817,000 | 3,683,000 | 5,678,000 | 7,653,000 |
| Noninterest income | 247,000 | 563,000 | 891,000 | 1,273,000 |
| Noninterest expense | 1,097,000 | 2,231,000 | 3,408,000 | 4,691,000 |
| Provision for loan losses | 87,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 891,000 | 1,844,000 | 2,910,000 | 3,870,000 |
| Income tax | 275,000 | 581,000 | 914,000 | 1,210,000 |
| Net income | 616,000 | 1,263,000 | 1,996,000 | 2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,269,000 | 17,562,000 | 18,295,000 | 18,783,000 |
| Total capital | 19,069,000 | 19,391,000 | 20,020,000 | 20,634,000 |
| Risk-weighted assets | 143,805,000 | 146,108,000 | 153,255,000 | 147,820,000 |