Call reports 2001
IOWA STATE BANK — 2001
What IOWA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,245,000 | 81,895,000 | 82,492,000 | 194,921,000 |
| Total loans | 59,419,000 | 60,589,000 | 59,855,000 | 129,410,000 |
| Allowance for loan losses | 848,000 | 831,000 | 828,000 | 1,868,000 |
| Securities available for sale | 978,000 | 2,501,000 | 4,061,000 | 18,923,000 |
| Securities held to maturity | 11,992,000 | 11,046,000 | 11,128,000 | 26,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,393,000 | 72,223,000 | 72,656,000 | 162,216,000 |
| Interest-bearing deposits | 65,981,000 | 65,049,000 | 64,851,000 | 143,914,000 |
| Noninterest-bearing deposits | 6,412,000 | 7,174,000 | 7,805,000 | 18,302,000 |
| Equity capital | 5,923,000 | 6,096,000 | 6,322,000 | 16,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,095,000 | 4,633,000 | 13,667,000 |
| Interest expense | 917,000 | 1,789,000 | 2,600,000 | 7,169,000 |
| Net interest income | 627,000 | 1,306,000 | 2,033,000 | 6,498,000 |
| Noninterest income | 63,000 | 134,000 | 209,000 | 858,000 |
| Noninterest expense | 433,000 | 885,000 | 1,318,000 | 4,242,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 385,000 |
| Pretax income | 232,000 | 478,000 | 802,000 | 2,777,000 |
| Income tax | 86,000 | 184,000 | 304,000 | 857,000 |
| Net income | 146,000 | 294,000 | 498,000 | 1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,709,000 | 5,857,000 | 6,322,000 | 16,652,000 |
| Total capital | 6,488,000 | 6,655,000 | 7,150,000 | 18,485,000 |
| Risk-weighted assets | 62,288,000 | 63,782,000 | 66,764,000 | 146,568,000 |