Call reports 2001
FARMERS AND MERCHANTS BANK, THE — 2001
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 118,519,000 | 119,335,000 | 118,009,000 |
| Total loans | 78,951,000 | 81,731,000 | 81,149,000 |
| Allowance for loan losses | 969,000 | 971,000 | 953,000 |
| Securities available for sale | 24,221,000 | 23,723,000 | 24,003,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 106,408,000 | 106,871,000 | 105,902,000 |
| Interest-bearing deposits | 97,072,000 | 96,129,000 | 95,311,000 |
| Noninterest-bearing deposits | 9,336,000 | 10,742,000 | 10,591,000 |
| Equity capital | 8,124,000 | 8,568,000 | 8,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 2,308,000 | 4,582,000 | 6,768,000 |
| Interest expense | 1,177,000 | 2,251,000 | 3,205,000 |
| Net interest income | 1,131,000 | 2,331,000 | 3,563,000 |
| Noninterest income | 439,000 | 1,187,000 | 1,747,000 |
| Noninterest expense | 985,000 | 1,981,000 | 3,115,000 |
| Provision for loan losses | 10,000 | 35,000 | 60,000 |
| Pretax income | 575,000 | 1,504,000 | 2,137,000 |
| Income tax | 179,000 | 493,000 | 693,000 |
| Net income | 396,000 | 1,011,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 7,741,000 | 8,208,000 | 8,144,000 |
| Total capital | 8,617,000 | 9,117,000 | 9,042,000 |
| Risk-weighted assets | 69,979,000 | 72,661,000 | 71,765,000 |