Call reports 2016
SUCCESS BANK — 2016
What SUCCESS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 163,015,000 | 160,153,000 | 167,929,000 | 170,301,000 |
| Total loans | 130,996,000 | 138,914,000 | 146,953,000 | 148,359,000 |
| Allowance for loan losses | 2,012,000 | 2,004,000 | 2,064,000 | 2,125,000 |
| Securities available for sale | 5,601,000 | 5,647,000 | 5,618,000 | 5,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,969,000 | 136,624,000 | 139,950,000 | 142,036,000 |
| Interest-bearing deposits | 108,556,000 | 108,838,000 | 109,984,000 | 110,066,000 |
| Noninterest-bearing deposits | 29,413,000 | 27,786,000 | 29,966,000 | 31,970,000 |
| Equity capital | 17,903,000 | 18,341,000 | 18,726,000 | 19,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,786,000 | 3,670,000 | 5,657,000 | 7,731,000 |
| Interest expense | 184,000 | 373,000 | 569,000 | 786,000 |
| Net interest income | 1,602,000 | 3,297,000 | 5,088,000 | 6,945,000 |
| Noninterest income | 209,000 | 354,000 | 504,000 | 687,000 |
| Noninterest expense | 1,078,000 | 2,011,000 | 3,041,000 | 4,133,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 227,000 |
| Pretax income | 688,000 | 1,535,000 | 2,386,000 | 3,272,000 |
| Income tax | 14,000 | 55,000 | 95,000 | 143,000 |
| Net income | 674,000 | 1,480,000 | 2,291,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,792,000 | 18,199,000 | 18,610,000 | 19,022,000 |
| Total capital | 19,507,000 | 20,023,000 | 20,543,000 | 20,983,000 |
| Risk-weighted assets | 136,889,000 | 145,724,000 | 154,517,000 | 156,730,000 |