Call reports 2015
SUCCESS BANK — 2015
What SUCCESS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 143,920,000 | 142,265,000 | 148,275,000 | 153,815,000 |
| Total loans | 116,017,000 | 120,123,000 | 125,483,000 | 128,008,000 |
| Allowance for loan losses | 1,676,000 | 1,723,000 | 1,767,000 | 1,970,000 |
| Securities available for sale | 9,184,000 | 8,646,000 | 5,959,000 | 5,885,000 |
| Securities held to maturity | 160,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,513,000 | 120,578,000 | 124,080,000 | 129,032,000 |
| Interest-bearing deposits | 96,332,000 | 94,199,000 | 97,521,000 | 99,018,000 |
| Noninterest-bearing deposits | 26,181,000 | 26,379,000 | 26,559,000 | 30,014,000 |
| Equity capital | 16,315,000 | 16,496,000 | 16,934,000 | 17,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,222,000 | 4,915,000 | 6,661,000 |
| Interest expense | 170,000 | 344,000 | 520,000 | 703,000 |
| Net interest income | 1,400,000 | 2,878,000 | 4,395,000 | 5,958,000 |
| Noninterest income | 290,000 | 601,000 | 942,000 | 1,656,000 |
| Noninterest expense | 1,074,000 | 2,098,000 | 3,085,000 | 3,686,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 480,000 |
| Pretax income | 571,000 | 1,291,000 | 2,104,000 | 3,435,000 |
| Income tax | 14,000 | 48,000 | 85,000 | 158,000 |
| Net income | 557,000 | 1,243,000 | 2,019,000 | 3,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,153,000 | 16,490,000 | 16,866,000 | 17,524,000 |
| Total capital | 17,670,000 | 18,088,000 | 18,523,000 | 19,216,000 |
| Risk-weighted assets | 121,185,000 | 127,729,000 | 132,417,000 | 135,081,000 |