Call reports 2014
SUCCESS BANK — 2014
What SUCCESS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 127,521,000 | 130,478,000 | 133,617,000 | 140,124,000 |
| Total loans | 105,311,000 | 110,454,000 | 112,157,000 | 112,181,000 |
| Allowance for loan losses | 1,844,000 | 1,480,000 | 1,575,000 | 1,630,000 |
| Securities available for sale | 8,922,000 | 8,991,000 | 8,845,000 | 8,845,000 |
| Securities held to maturity | 160,000 | 160,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,350,000 | 110,408,000 | 112,566,000 | 119,004,000 |
| Interest-bearing deposits | 85,728,000 | 87,612,000 | 88,091,000 | 89,554,000 |
| Noninterest-bearing deposits | 23,622,000 | 22,796,000 | 24,475,000 | 29,450,000 |
| Equity capital | 15,141,000 | 15,457,000 | 15,874,000 | 16,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,954,000 | 4,500,000 | 6,067,000 |
| Interest expense | 154,000 | 314,000 | 477,000 | 646,000 |
| Net interest income | 1,309,000 | 2,640,000 | 4,023,000 | 5,421,000 |
| Noninterest income | 356,000 | 659,000 | 981,000 | 1,282,000 |
| Noninterest expense | 1,002,000 | 2,114,000 | 3,087,000 | 4,114,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 334,000 |
| Pretax income | 603,000 | 1,035,000 | 1,677,000 | 2,255,000 |
| Income tax | 10,000 | 32,000 | 60,000 | 87,000 |
| Net income | 593,000 | 1,003,000 | 1,617,000 | 2,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,232,000 | 15,411,000 | 15,792,000 | 15,946,000 |
| Total capital | 16,620,000 | 16,861,000 | 17,263,000 | 17,417,000 |
| Risk-weighted assets | 110,589,000 | 115,960,000 | 117,599,000 | 117,493,000 |