Call reports 2013
SUCCESS BANK — 2013
What SUCCESS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 119,875,000 | 123,755,000 | 127,133,000 | 124,878,000 |
| Total loans | 98,019,000 | 105,921,000 | 106,720,000 | 105,642,000 |
| Allowance for loan losses | 1,579,000 | 1,637,000 | 1,697,000 | 1,780,000 |
| Securities available for sale | 6,489,000 | 8,114,000 | 8,832,000 | 8,422,000 |
| Securities held to maturity | 720,000 | 160,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,514,000 | 103,615,000 | 100,717,000 | 104,086,000 |
| Interest-bearing deposits | 84,440,000 | 83,273,000 | 80,508,000 | 80,250,000 |
| Noninterest-bearing deposits | 20,074,000 | 20,342,000 | 20,209,000 | 23,836,000 |
| Equity capital | 14,321,000 | 14,208,000 | 14,679,000 | 14,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,866,000 | 4,352,000 | 5,850,000 |
| Interest expense | 182,000 | 354,000 | 525,000 | 688,000 |
| Net interest income | 1,214,000 | 2,512,000 | 3,827,000 | 5,162,000 |
| Noninterest income | 374,000 | 666,000 | 971,000 | 1,264,000 |
| Noninterest expense | 1,033,000 | 1,984,000 | 2,924,000 | 3,914,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 263,000 |
| Pretax income | 504,000 | 1,083,000 | 1,703,000 | 2,260,000 |
| Income tax | 2,000 | 28,000 | 58,000 | 82,000 |
| Net income | 502,000 | 1,055,000 | 1,645,000 | 2,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,170,000 | 14,493,000 | 14,852,000 | 14,869,000 |
| Total capital | 15,466,000 | 15,887,000 | 16,263,000 | 16,258,000 |
| Risk-weighted assets | 103,397,000 | 111,297,000 | 112,614,000 | 110,738,000 |