Call reports 2012
SUCCESS BANK — 2012
What SUCCESS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,651,000 | 116,113,000 | 113,981,000 | 121,121,000 |
| Total loans | 89,934,000 | 94,524,000 | 96,037,000 | 96,869,000 |
| Allowance for loan losses | 1,426,000 | 1,449,000 | 1,507,000 | 1,560,000 |
| Securities available for sale | 6,016,000 | 6,876,000 | 5,228,000 | 5,205,000 |
| Securities held to maturity | 1,065,000 | 870,000 | 870,000 | 870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,127,000 | 101,015,000 | 98,412,000 | 105,543,000 |
| Interest-bearing deposits | 81,847,000 | 82,475,000 | 79,570,000 | 81,408,000 |
| Noninterest-bearing deposits | 19,280,000 | 18,540,000 | 18,842,000 | 24,135,000 |
| Equity capital | 13,404,000 | 13,912,000 | 14,333,000 | 14,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,870,000 | 4,341,000 | 5,773,000 |
| Interest expense | 261,000 | 494,000 | 716,000 | 928,000 |
| Net interest income | 1,171,000 | 2,376,000 | 3,625,000 | 4,845,000 |
| Noninterest income | 330,000 | 625,000 | 889,000 | 1,171,000 |
| Noninterest expense | 1,022,000 | 1,982,000 | 2,854,000 | 3,857,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 241,000 |
| Pretax income | 440,000 | 1,005,000 | 1,682,000 | 2,120,000 |
| Income tax | 8,000 | 37,000 | 69,000 | 90,000 |
| Net income | 432,000 | 968,000 | 1,613,000 | 2,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,078,000 | 13,614,000 | 14,099,000 | 14,267,000 |
| Total capital | 14,275,000 | 14,872,000 | 15,377,000 | 15,552,000 |
| Risk-weighted assets | 95,559,000 | 100,440,000 | 102,027,000 | 102,492,000 |