Call reports 2010
SUCCESS BANK — 2010
What SUCCESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 99,603,000 | 105,072,000 | 104,447,000 | 112,371,000 |
| Total loans | 80,229,000 | 82,408,000 | 84,869,000 | 87,272,000 |
| Allowance for loan losses | 1,003,000 | 1,136,000 | 1,200,000 | 1,282,000 |
| Securities available for sale | 2,890,000 | 3,626,000 | 4,382,000 | 5,719,000 |
| Securities held to maturity | 1,329,000 | 1,199,000 | 1,199,000 | 1,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,392,000 | 91,831,000 | 90,706,000 | 98,656,000 |
| Interest-bearing deposits | 72,292,000 | 76,510,000 | 76,160,000 | 79,395,000 |
| Noninterest-bearing deposits | 14,100,000 | 15,321,000 | 14,546,000 | 19,261,000 |
| Equity capital | 12,077,000 | 12,003,000 | 12,422,000 | 12,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,848,000 | 4,303,000 | 5,807,000 |
| Interest expense | 291,000 | 612,000 | 944,000 | 1,272,000 |
| Net interest income | 1,126,000 | 2,236,000 | 3,359,000 | 4,535,000 |
| Noninterest income | 283,000 | 542,000 | 750,000 | 1,025,000 |
| Noninterest expense | 806,000 | 1,639,000 | 2,462,000 | 3,222,000 |
| Provision for loan losses | 120,000 | 240,000 | 320,000 | 399,000 |
| Pretax income | 483,000 | 899,000 | 1,327,000 | 1,939,000 |
| Income tax | 21,000 | 22,000 | 40,000 | 67,000 |
| Net income | 462,000 | 877,000 | 1,287,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,996,000 | 11,913,000 | 12,243,000 | 12,581,000 |
| Total capital | 12,999,000 | 12,992,000 | 13,362,000 | 13,741,000 |
| Risk-weighted assets | 83,181,000 | 86,268,000 | 89,404,000 | 92,653,000 |