Call reports 2009
SUCCESS BANK — 2009
What SUCCESS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,838,000 | 97,047,000 | 97,532,000 | 97,928,000 |
| Total loans | 81,288,000 | 80,580,000 | 79,220,000 | 79,956,000 |
| Allowance for loan losses | 825,000 | 475,000 | 601,000 | 870,000 |
| Securities available for sale | 2,901,000 | 2,888,000 | 3,423,000 | 2,896,000 |
| Securities held to maturity | 1,739,000 | 1,739,000 | 1,739,000 | 1,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,947,000 | 84,943,000 | 84,939,000 | 85,305,000 |
| Interest-bearing deposits | 75,753,000 | 70,238,000 | 70,599,000 | 69,233,000 |
| Noninterest-bearing deposits | 14,194,000 | 14,705,000 | 14,340,000 | 16,072,000 |
| Equity capital | 10,709,000 | 10,985,000 | 11,461,000 | 11,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,954,000 | 4,415,000 | 5,860,000 |
| Interest expense | 424,000 | 758,000 | 1,075,000 | 1,384,000 |
| Net interest income | 1,062,000 | 2,196,000 | 3,340,000 | 4,476,000 |
| Noninterest income | 215,000 | 465,000 | 697,000 | 930,000 |
| Noninterest expense | 792,000 | 1,467,000 | 2,174,000 | 3,121,000 |
| Provision for loan losses | 200,000 | 625,000 | 850,000 | 1,078,000 |
| Pretax income | 285,000 | 569,000 | 1,013,000 | 1,207,000 |
| Income tax | 14,000 | 10,000 | 31,000 | 39,000 |
| Net income | 271,000 | 559,000 | 982,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,637,000 | 10,925,000 | 11,348,000 | 11,533,000 |
| Total capital | 11,462,000 | 11,400,000 | 11,949,000 | 12,403,000 |
| Risk-weighted assets | 85,607,000 | 84,288,000 | 83,868,000 | 84,019,000 |