Call reports 2008
SUCCESS BANK — 2008
What SUCCESS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 94,656,000 | 97,194,000 | 97,323,000 | 100,477,000 |
| Total loans | 75,239,000 | 77,745,000 | 81,473,000 | 83,310,000 |
| Allowance for loan losses | 877,000 | 592,000 | 610,000 | 664,000 |
| Securities available for sale | 2,480,000 | 2,665,000 | 2,529,000 | 2,879,000 |
| Securities held to maturity | 2,170,000 | 1,740,000 | 1,739,000 | 1,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,044,000 | 86,148,000 | 86,052,000 | 88,926,000 |
| Interest-bearing deposits | 69,770,000 | 72,692,000 | 72,636,000 | 73,737,000 |
| Noninterest-bearing deposits | 14,274,000 | 13,456,000 | 13,416,000 | 15,189,000 |
| Equity capital | 9,466,000 | 9,806,000 | 9,926,000 | 10,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,995,000 | 4,538,000 | 6,091,000 |
| Interest expense | 548,000 | 1,067,000 | 1,588,000 | 2,086,000 |
| Net interest income | 924,000 | 1,928,000 | 2,950,000 | 4,005,000 |
| Noninterest income | 240,000 | 502,000 | 754,000 | 993,000 |
| Noninterest expense | 859,000 | 1,570,000 | 2,359,000 | 3,049,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 105,000 |
| Pretax income | 290,000 | 830,000 | 1,300,000 | 1,844,000 |
| Income tax | 4,000 | 27,000 | 47,000 | 72,000 |
| Net income | 286,000 | 803,000 | 1,253,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,413,000 | 9,810,000 | 9,941,000 | 10,366,000 |
| Total capital | 10,290,000 | 10,402,000 | 10,551,000 | 11,030,000 |
| Risk-weighted assets | 79,172,000 | 81,486,000 | 85,110,000 | 86,842,000 |