Call reports 2007
SUCCESS BANK — 2007
What SUCCESS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,000,000 | 83,147,000 | 85,916,000 | 88,647,000 |
| Total loans | 62,777,000 | 67,247,000 | 70,338,000 | 72,472,000 |
| Allowance for loan losses | 742,000 | 758,000 | 825,000 | 859,000 |
| Securities available for sale | 7,484,000 | 6,844,000 | 5,153,000 | 4,441,000 |
| Securities held to maturity | 2,365,000 | 2,365,000 | 2,365,000 | 2,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,398,000 | 72,535,000 | 72,713,000 | 78,267,000 |
| Interest-bearing deposits | 58,065,000 | 59,984,000 | 59,369,000 | 63,493,000 |
| Noninterest-bearing deposits | 12,333,000 | 12,551,000 | 13,344,000 | 14,774,000 |
| Equity capital | 8,532,000 | 8,657,000 | 8,942,000 | 9,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,808,000 | 4,297,000 | 5,838,000 |
| Interest expense | 484,000 | 1,033,000 | 1,611,000 | 2,168,000 |
| Net interest income | 864,000 | 1,775,000 | 2,686,000 | 3,670,000 |
| Noninterest income | 405,000 | 641,000 | 877,000 | 1,110,000 |
| Noninterest expense | 832,000 | 1,478,000 | 2,218,000 | 2,918,000 |
| Provision for loan losses | 15,000 | 30,000 | 95,000 | 121,000 |
| Pretax income | 422,000 | 908,000 | 1,250,000 | 1,741,000 |
| Income tax | 17,000 | 38,000 | 54,000 | 78,000 |
| Net income | 405,000 | 870,000 | 1,196,000 | 1,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,565,000 | 8,730,000 | 8,960,000 | 9,326,000 |
| Total capital | 9,307,000 | 9,488,000 | 9,785,000 | 10,185,000 |
| Risk-weighted assets | 65,678,000 | 70,222,000 | 73,790,000 | 75,915,000 |