Call reports 2006
SUCCESS BANK — 2006
What SUCCESS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 73,999,000 | 76,636,000 | 76,789,000 | 77,511,000 |
| Total loans | 55,066,000 | 57,976,000 | 59,666,000 | 60,071,000 |
| Allowance for loan losses | 632,000 | 685,000 | 699,000 | 723,000 |
| Securities available for sale | 7,929,000 | 6,513,000 | 6,519,000 | 7,962,000 |
| Securities held to maturity | 2,405,000 | 2,205,000 | 2,365,000 | 2,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,149,000 | 67,494,000 | 67,224,000 | 67,831,000 |
| Interest-bearing deposits | 53,607,000 | 55,507,000 | 54,590,000 | 55,168,000 |
| Noninterest-bearing deposits | 11,542,000 | 11,987,000 | 12,634,000 | 12,662,000 |
| Equity capital | 7,784,000 | 8,039,000 | 8,404,000 | 8,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,365,000 | 3,658,000 | 5,039,000 |
| Interest expense | 364,000 | 790,000 | 1,238,000 | 1,719,000 |
| Net interest income | 766,000 | 1,575,000 | 2,420,000 | 3,320,000 |
| Noninterest income | 455,000 | 667,000 | 903,000 | 1,106,000 |
| Noninterest expense | 777,000 | 1,383,000 | 2,054,000 | 2,696,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 73,000 |
| Pretax income | 429,000 | 829,000 | 1,224,000 | 1,657,000 |
| Income tax | 14,000 | 2,000 | 19,000 | 70,000 |
| Net income | 415,000 | 827,000 | 1,205,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,871,000 | 8,164,000 | 8,447,000 | 8,768,000 |
| Total capital | 8,503,000 | 8,849,000 | 9,146,000 | 9,491,000 |
| Risk-weighted assets | 58,479,000 | 61,616,000 | 63,312,000 | 63,272,000 |