Call reports 2005
SUCCESS BANK — 2005
What SUCCESS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,573,000 | 70,341,000 | 70,249,000 | 70,912,000 |
| Total loans | 50,488,000 | 52,325,000 | 53,627,000 | 53,093,000 |
| Allowance for loan losses | 585,000 | 645,000 | 663,000 | 610,000 |
| Securities available for sale | 10,769,000 | 10,042,000 | 7,480,000 | 7,963,000 |
| Securities held to maturity | 2,611,000 | 2,365,000 | 2,405,000 | 2,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,456,000 | 61,384,000 | 61,346,000 | 61,929,000 |
| Interest-bearing deposits | 50,915,000 | 50,523,000 | 50,697,000 | 49,644,000 |
| Noninterest-bearing deposits | 11,541,000 | 10,861,000 | 10,649,000 | 12,285,000 |
| Equity capital | 7,137,000 | 7,536,000 | 7,751,000 | 8,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,067,000 | 3,137,000 | 4,245,000 |
| Interest expense | 277,000 | 571,000 | 884,000 | 1,200,000 |
| Net interest income | 723,000 | 1,496,000 | 2,253,000 | 3,045,000 |
| Noninterest income | 310,000 | 512,000 | 727,000 | 942,000 |
| Noninterest expense | 585,000 | 1,110,000 | 1,702,000 | 2,364,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 0 |
| Pretax income | 433,000 | 868,000 | 1,211,000 | 1,601,000 |
| Income tax | 16,000 | 37,000 | 54,000 | 67,000 |
| Net income | 417,000 | 831,000 | 1,157,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,117,000 | 7,481,000 | 7,757,000 | 8,064,000 |
| Total capital | 7,702,000 | 8,126,000 | 8,420,000 | 8,674,000 |
| Risk-weighted assets | 54,702,000 | 54,980,000 | 56,548,000 | 56,028,000 |