Call reports 2004
SUCCESS BANK — 2004
What SUCCESS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,333,000 | 68,620,000 | 70,607,000 | 70,721,000 |
| Total loans | 44,585,000 | 47,515,000 | 50,089,000 | 49,260,000 |
| Allowance for loan losses | 649,000 | 520,000 | 529,000 | 560,000 |
| Securities available for sale | 10,238,000 | 11,481,000 | 10,505,000 | 10,169,000 |
| Securities held to maturity | 2,947,000 | 2,445,000 | 2,445,000 | 2,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,213,000 | 60,780,000 | 62,339,000 | 62,404,000 |
| Interest-bearing deposits | 52,179,000 | 51,304,000 | 52,795,000 | 51,816,000 |
| Noninterest-bearing deposits | 9,034,000 | 9,476,000 | 9,544,000 | 10,588,000 |
| Equity capital | 7,121,000 | 6,812,000 | 7,200,000 | 7,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,830,000 | 2,800,000 | 3,784,000 |
| Interest expense | 276,000 | 549,000 | 824,000 | 1,105,000 |
| Net interest income | 613,000 | 1,281,000 | 1,976,000 | 2,679,000 |
| Noninterest income | 183,000 | 384,000 | 591,000 | 776,000 |
| Noninterest expense | 497,000 | 1,047,000 | 1,573,000 | 2,135,000 |
| Provision for loan losses | 30,000 | 150,000 | 165,000 | 240,000 |
| Pretax income | 269,000 | 468,000 | 829,000 | 1,075,000 |
| Income tax | 17,000 | 290,000 | 306,000 | 318,000 |
| Net income | 252,000 | 178,000 | 523,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,689,000 | 6,615,000 | 6,960,000 | 7,194,000 |
| Total capital | 7,293,000 | 7,135,000 | 7,489,000 | 7,754,000 |
| Risk-weighted assets | 48,507,000 | 50,940,000 | 53,927,000 | 53,586,000 |