Call reports 2003
SUCCESS BANK — 2003
What SUCCESS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 67,400,000 | 66,792,000 | 66,908,000 | 66,691,000 |
| Total loans | 42,589,000 | 44,302,000 | 46,023,000 | 44,818,000 |
| Allowance for loan losses | 532,000 | 563,000 | 585,000 | 626,000 |
| Securities available for sale | 10,699,000 | 10,741,000 | 9,073,000 | 8,979,000 |
| Securities held to maturity | 2,362,000 | 1,667,000 | 1,666,000 | 2,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,259,000 | 58,379,000 | 58,516,000 | 58,361,000 |
| Interest-bearing deposits | 50,119,000 | 49,726,000 | 49,502,000 | 49,230,000 |
| Noninterest-bearing deposits | 9,140,000 | 8,653,000 | 9,014,000 | 9,131,000 |
| Equity capital | 6,850,000 | 7,016,000 | 6,969,000 | 7,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,828,000 | 2,776,000 | 3,748,000 |
| Interest expense | 290,000 | 581,000 | 877,000 | 1,152,000 |
| Net interest income | 637,000 | 1,247,000 | 1,899,000 | 2,596,000 |
| Noninterest income | 225,000 | 414,000 | 611,000 | 805,000 |
| Noninterest expense | 659,000 | 1,229,000 | 1,784,000 | 2,353,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 126,000 |
| Pretax income | 173,000 | 372,000 | 636,000 | 922,000 |
| Income tax | 48,000 | 113,000 | 204,000 | 290,000 |
| Net income | 125,000 | 259,000 | 432,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,424,000 | 6,558,000 | 6,617,000 | 6,817,000 |
| Total capital | 6,956,000 | 7,121,000 | 7,202,000 | 7,417,000 |
| Risk-weighted assets | 46,794,000 | 47,834,000 | 49,419,000 | 47,955,000 |