Call reports 2002
SUCCESS BANK — 2002
What SUCCESS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,805,000 | 61,030,000 | 63,390,000 | 62,728,000 |
| Total loans | 38,767,000 | 40,142,000 | 40,579,000 | 40,604,000 |
| Allowance for loan losses | 494,000 | 525,000 | 450,000 | 530,000 |
| Securities available for sale | 9,609,000 | 10,043,000 | 9,699,000 | 10,757,000 |
| Securities held to maturity | 2,699,000 | 2,498,000 | 2,485,000 | 2,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,405,000 | 53,197,000 | 55,116,000 | 54,663,000 |
| Interest-bearing deposits | 43,673,000 | 44,762,000 | 46,275,000 | 46,038,000 |
| Noninterest-bearing deposits | 8,732,000 | 8,435,000 | 8,841,000 | 8,625,000 |
| Equity capital | 6,253,000 | 6,517,000 | 6,830,000 | 6,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,919,000 | 2,880,000 | 3,831,000 |
| Interest expense | 345,000 | 681,000 | 1,008,000 | 1,315,000 |
| Net interest income | 620,000 | 1,238,000 | 1,872,000 | 2,516,000 |
| Noninterest income | 162,000 | 353,000 | 565,000 | 750,000 |
| Noninterest expense | 561,000 | 1,145,000 | 1,665,000 | 2,353,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 154,000 |
| Pretax income | 206,000 | 401,000 | 697,000 | 759,000 |
| Income tax | 30,000 | 80,000 | 161,000 | 165,000 |
| Net income | 176,000 | 321,000 | 536,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,994,000 | 6,140,000 | 6,355,000 | 6,299,000 |
| Total capital | 6,488,000 | 6,665,000 | 6,805,000 | 6,829,000 |
| Risk-weighted assets | 41,871,000 | 43,611,000 | 44,501,000 | 44,096,000 |