Call reports 2003
JACKSONVILLE SAVINGS BANK, SSB — 2003
What JACKSONVILLE SAVINGS BANK, SSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 446,159,000 | 471,796,000 | 471,988,000 |
| Total loans | 271,058,000 | 280,412,000 | 280,530,000 |
| Allowance for loan losses | 1,345,000 | 1,267,000 | 1,294,000 |
| Securities available for sale | 123,483,000 | 141,330,000 | 145,762,000 |
| Securities held to maturity | 17,836,000 | 12,399,000 | 9,977,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 378,137,000 | 390,942,000 | 394,791,000 |
| Interest-bearing deposits | 355,093,000 | 365,385,000 | 368,486,000 |
| Noninterest-bearing deposits | 23,044,000 | 25,557,000 | 26,305,000 |
| Equity capital | 40,217,000 | 41,979,000 | 42,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 6,637,000 | 13,305,000 | 19,866,000 |
| Interest expense | 2,911,000 | 5,782,000 | 8,583,000 |
| Net interest income | 3,726,000 | 7,523,000 | 11,283,000 |
| Noninterest income | 691,000 | 1,413,000 | 2,176,000 |
| Noninterest expense | 2,026,000 | 4,088,000 | 6,156,000 |
| Provision for loan losses | 42,000 | 87,000 | 132,000 |
| Pretax income | 2,349,000 | 4,760,000 | 7,170,000 |
| Income tax | 796,000 | 1,626,000 | 2,448,000 |
| Net income | 1,553,000 | 3,134,000 | 4,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 35,112,000 | 36,773,000 | 38,373,000 |
| Total capital | 36,457,000 | 38,040,000 | 39,667,000 |
| Risk-weighted assets | 233,097,000 | 239,941,000 | 236,975,000 |