Call reports 2002
JACKSONVILLE SAVINGS BANK, SSB — 2002
What JACKSONVILLE SAVINGS BANK, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 398,944,000 | 407,881,000 | 425,121,000 | 430,457,000 |
| Total loans | 262,079,000 | 264,738,000 | 266,469,000 | 267,830,000 |
| Allowance for loan losses | 1,276,000 | 1,276,000 | 1,292,000 | 1,319,000 |
| Securities available for sale | 44,678,000 | 52,991,000 | 81,246,000 | 101,393,000 |
| Securities held to maturity | 63,333,000 | 56,298,000 | 45,693,000 | 31,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,251,000 | 337,064,000 | 359,810,000 | 363,348,000 |
| Interest-bearing deposits | 307,561,000 | 317,249,000 | 336,556,000 | 343,863,000 |
| Noninterest-bearing deposits | 16,690,000 | 19,815,000 | 23,254,000 | 19,485,000 |
| Equity capital | 34,866,000 | 36,273,000 | 36,640,000 | 38,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,129,000 | 14,092,000 | 21,096,000 | 28,001,000 |
| Interest expense | 3,494,000 | 6,824,000 | 10,149,000 | 13,320,000 |
| Net interest income | 3,635,000 | 7,268,000 | 10,947,000 | 14,681,000 |
| Noninterest income | 617,000 | 1,207,000 | 1,893,000 | 2,567,000 |
| Noninterest expense | 1,999,000 | 3,867,000 | 5,729,000 | 7,497,000 |
| Provision for loan losses | 25,000 | 51,000 | 79,000 | 109,000 |
| Pretax income | 2,228,000 | 4,557,000 | 7,032,000 | 9,634,000 |
| Income tax | 776,000 | 1,569,000 | 2,404,000 | 3,290,000 |
| Net income | 1,452,000 | 2,988,000 | 4,628,000 | 6,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,123,000 | 31,569,000 | 31,875,000 | 33,477,000 |
| Total capital | 31,399,000 | 32,845,000 | 33,167,000 | 34,802,000 |
| Risk-weighted assets | 234,856,000 | 235,376,000 | 240,919,000 | 235,841,000 |