Call reports 2001
JACKSONVILLE SAVINGS BANK, SSB — 2001
What JACKSONVILLE SAVINGS BANK, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 317,671,000 | 330,290,000 | 351,027,000 | 390,819,000 |
| Total loans | 231,540,000 | 239,905,000 | 247,716,000 | 259,125,000 |
| Allowance for loan losses | 1,227,000 | 1,239,000 | 1,257,000 | 1,270,000 |
| Securities available for sale | 58,384,000 | 61,396,000 | 58,528,000 | 54,468,000 |
| Securities held to maturity | 5,623,000 | 7,337,000 | 19,103,000 | 52,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,170,000 | 249,331,000 | 264,735,000 | 313,908,000 |
| Interest-bearing deposits | 228,262,000 | 240,354,000 | 254,824,000 | 305,166,000 |
| Noninterest-bearing deposits | 6,908,000 | 8,977,000 | 9,911,000 | 8,742,000 |
| Equity capital | 33,591,000 | 33,370,000 | 34,865,000 | 34,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,063,000 | 12,184,000 | 18,468,000 | 25,395,000 |
| Interest expense | 3,500,000 | 7,024,000 | 10,650,000 | 14,357,000 |
| Net interest income | 2,562,000 | 5,160,000 | 7,818,000 | 11,038,000 |
| Noninterest income | 631,000 | 1,101,000 | 1,525,000 | 2,004,000 |
| Noninterest expense | 1,550,000 | 3,107,000 | 4,724,000 | 6,451,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 1,652,000 | 3,151,000 | 4,594,000 | 6,543,000 |
| Income tax | 588,000 | 1,107,000 | 1,603,000 | 2,286,000 |
| Net income | 1,064,000 | 2,044,000 | 2,991,000 | 4,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,555,000 | 32,341,000 | 33,371,000 | 29,757,000 |
| Total capital | 33,782,000 | 33,580,000 | 34,628,000 | 31,027,000 |
| Risk-weighted assets | 191,973,000 | 200,415,000 | 196,650,000 | 229,949,000 |