Call reports 2025
GRANT COUNTY BANK, THE — 2025
What GRANT COUNTY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 366,175,000 | 376,847,000 | 379,657,000 | 396,733,000 |
| Total loans | 282,697,000 | 290,534,000 | 295,775,000 | 302,577,000 |
| Allowance for loan losses | 3,043,000 | 3,239,000 | 3,471,000 | 3,539,000 |
| Securities available for sale | 47,761,000 | 49,387,000 | 48,714,000 | 48,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,818,000 | 324,883,000 | 327,540,000 | 343,326,000 |
| Interest-bearing deposits | 232,501,000 | 244,081,000 | 247,231,000 | 263,411,000 |
| Noninterest-bearing deposits | 78,317,000 | 80,802,000 | 80,309,000 | 79,915,000 |
| Equity capital | 38,943,000 | 39,571,000 | 40,557,000 | 42,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,976,000 | 10,217,000 | 15,689,000 | 21,336,000 |
| Interest expense | 1,545,000 | 3,157,000 | 4,832,000 | 6,543,000 |
| Net interest income | 3,431,000 | 7,060,000 | 10,857,000 | 14,793,000 |
| Noninterest income | 423,000 | 920,000 | 1,389,000 | 1,780,000 |
| Noninterest expense | 2,579,000 | 5,285,000 | 8,058,000 | 10,998,000 |
| Provision for loan losses | 107,000 | 355,000 | 646,000 | 767,000 |
| Pretax income | 1,168,000 | 2,340,000 | 3,542,000 | 4,808,000 |
| Income tax | 251,000 | 503,000 | 764,000 | 1,136,000 |
| Net income | 917,000 | 1,837,000 | 2,778,000 | 3,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,185,000 | 41,592,000 | 42,897,000 | 42,652,000 |