Call reports 2023
GRANT COUNTY BANK, THE — 2023
What GRANT COUNTY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 310,259,000 | 326,833,000 | 333,286,000 | 337,436,000 |
| Total loans | 227,934,000 | 238,538,000 | 248,543,000 | 256,957,000 |
| Allowance for loan losses | 2,526,000 | 2,421,000 | 2,656,000 | 2,916,000 |
| Securities available for sale | 53,295,000 | 51,196,000 | 49,117,000 | 49,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,433,000 | 280,659,000 | 281,498,000 | 284,578,000 |
| Interest-bearing deposits | 190,558,000 | 198,473,000 | 201,081,000 | 205,602,000 |
| Noninterest-bearing deposits | 81,875,000 | 82,186,000 | 80,417,000 | 78,976,000 |
| Equity capital | 33,713,000 | 33,083,000 | 32,722,000 | 34,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,955,000 | 10,874,000 | 15,072,000 |
| Interest expense | 491,000 | 1,186,000 | 2,245,000 | 3,468,000 |
| Net interest income | 2,819,000 | 5,769,000 | 8,629,000 | 11,604,000 |
| Noninterest income | 461,000 | 875,000 | 1,299,000 | 1,724,000 |
| Noninterest expense | 2,206,000 | 4,532,000 | 6,836,000 | 9,130,000 |
| Provision for loan losses | 53,000 | 143,000 | 404,000 | 716,000 |
| Pretax income | 551,000 | 1,349,000 | 2,042,000 | 2,976,000 |
| Income tax | 72,000 | 220,000 | 341,000 | 479,000 |
| Net income | 479,000 | 1,129,000 | 1,701,000 | 2,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,451,000 | 38,647,000 | 38,824,000 | 39,227,000 |