Call reports 2022
GRANT COUNTY BANK, THE — 2022
What GRANT COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 317,691,000 | 323,058,000 | 317,194,000 | 328,344,000 |
| Total loans | 207,388,000 | 213,585,000 | 221,431,000 | 227,380,000 |
| Allowance for loan losses | 2,501,000 | 2,517,000 | 2,493,000 | 1,534,000 |
| Securities available for sale | 67,346,000 | 70,119,000 | 68,271,000 | 54,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,442,000 | 282,776,000 | 277,078,000 | 277,399,000 |
| Interest-bearing deposits | 184,765,000 | 194,317,000 | 190,084,000 | 191,600,000 |
| Noninterest-bearing deposits | 90,677,000 | 88,459,000 | 86,994,000 | 85,799,000 |
| Equity capital | 35,281,000 | 33,455,000 | 32,865,000 | 34,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,902,000 | 5,921,000 | 9,039,000 | 12,446,000 |
| Interest expense | 227,000 | 447,000 | 680,000 | 1,107,000 |
| Net interest income | 2,675,000 | 5,474,000 | 8,359,000 | 11,339,000 |
| Noninterest income | 383,000 | 802,000 | 1,223,000 | 1,647,000 |
| Noninterest expense | 2,304,000 | 4,661,000 | 7,076,000 | 9,584,000 |
| Provision for loan losses | 12,000 | 13,000 | 24,000 | -947,000 |
| Pretax income | 742,000 | 1,602,000 | 2,482,000 | 3,368,000 |
| Income tax | 158,000 | 356,000 | 551,000 | 769,000 |
| Net income | 584,000 | 1,246,000 | 1,931,000 | 2,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,469,000 | 38,640,000 | 38,897,000 | 39,119,000 |