Call reports 2021
GRANT COUNTY BANK, THE — 2021
What GRANT COUNTY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 309,686,000 | 318,016,000 | 317,441,000 | 319,158,000 |
| Total loans | 213,414,000 | 211,390,000 | 208,655,000 | 206,381,000 |
| Allowance for loan losses | 2,437,000 | 2,500,000 | 2,493,000 | 2,531,000 |
| Securities available for sale | 49,566,000 | 58,315,000 | 57,419,000 | 64,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,605,000 | 274,428,000 | 273,443,000 | 274,627,000 |
| Interest-bearing deposits | 181,483,000 | 186,652,000 | 185,459,000 | 186,746,000 |
| Noninterest-bearing deposits | 84,122,000 | 87,776,000 | 87,984,000 | 87,881,000 |
| Equity capital | 35,081,000 | 35,494,000 | 36,152,000 | 37,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,990,000 | 6,025,000 | 9,598,000 | 12,586,000 |
| Interest expense | 340,000 | 659,000 | 956,000 | 1,218,000 |
| Net interest income | 2,650,000 | 5,366,000 | 8,642,000 | 11,368,000 |
| Noninterest income | 389,000 | 925,000 | 1,300,000 | 1,709,000 |
| Noninterest expense | 2,229,000 | 4,452,000 | 6,767,000 | 9,059,000 |
| Provision for loan losses | 2,000 | 3,000 | 9,000 | 14,000 |
| Pretax income | 807,000 | 1,837,000 | 3,195,000 | 3,968,000 |
| Income tax | 172,000 | 403,000 | 708,000 | 894,000 |
| Net income | 635,000 | 1,434,000 | 2,487,000 | 3,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,219,000 | 37,559,000 | 38,198,000 | 38,340,000 |