Call reports 2020
GRANT COUNTY BANK, THE — 2020
What GRANT COUNTY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 265,557,000 | 280,226,000 | 285,994,000 | 293,038,000 |
| Total loans | 201,373,000 | 211,701,000 | 212,889,000 | 208,099,000 |
| Allowance for loan losses | 1,984,000 | 2,043,000 | 2,256,000 | 2,428,000 |
| Securities available for sale | 21,892,000 | 24,929,000 | 31,016,000 | 34,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,475,000 | 235,472,000 | 241,505,000 | 248,232,000 |
| Interest-bearing deposits | 162,801,000 | 169,299,000 | 171,895,000 | 173,811,000 |
| Noninterest-bearing deposits | 57,674,000 | 66,173,000 | 69,610,000 | 74,421,000 |
| Equity capital | 34,280,000 | 34,658,000 | 34,818,000 | 35,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,039,000 | 6,020,000 | 8,951,000 | 12,009,000 |
| Interest expense | 459,000 | 871,000 | 1,264,000 | 1,639,000 |
| Net interest income | 2,580,000 | 5,149,000 | 7,687,000 | 10,370,000 |
| Noninterest income | 286,000 | 516,000 | 833,000 | 1,205,000 |
| Noninterest expense | 2,095,000 | 4,144,000 | 6,190,000 | 8,209,000 |
| Provision for loan losses | 60,000 | 211,000 | 393,000 | 585,000 |
| Pretax income | 727,000 | 1,333,000 | 1,977,000 | 2,830,000 |
| Income tax | 144,000 | 261,000 | 388,000 | 556,000 |
| Net income | 583,000 | 1,072,000 | 1,589,000 | 2,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,532,000 | 36,585,000 | 36,704,000 | 36,993,000 |