Call reports 2019
GRANT COUNTY BANK, THE — 2019
What GRANT COUNTY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 259,539,000 | 258,210,000 | 257,885,000 | 260,357,000 |
| Total loans | 211,426,000 | 209,654,000 | 207,738,000 | 208,906,000 |
| Allowance for loan losses | 2,129,000 | 2,030,000 | 2,075,000 | 2,095,000 |
| Securities available for sale | 18,198,000 | 18,007,000 | 17,727,000 | 17,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,370,000 | 213,270,000 | 213,670,000 | 216,058,000 |
| Interest-bearing deposits | 158,416,000 | 157,781,000 | 157,935,000 | 161,231,000 |
| Noninterest-bearing deposits | 55,954,000 | 55,489,000 | 55,735,000 | 54,827,000 |
| Equity capital | 33,245,000 | 33,647,000 | 33,962,000 | 34,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,013,000 | 6,117,000 | 9,262,000 | 12,395,000 |
| Interest expense | 421,000 | 861,000 | 1,324,000 | 1,791,000 |
| Net interest income | 2,592,000 | 5,256,000 | 7,938,000 | 10,604,000 |
| Noninterest income | 149,000 | 506,000 | 874,000 | 1,251,000 |
| Noninterest expense | 2,102,000 | 4,142,000 | 6,222,000 | 8,220,000 |
| Provision for loan losses | 61,000 | 124,000 | 188,000 | 231,000 |
| Pretax income | 578,000 | 1,496,000 | 2,402,000 | 3,404,000 |
| Income tax | 138,000 | 365,000 | 484,000 | 718,000 |
| Net income | 440,000 | 1,131,000 | 1,918,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,611,000 | 35,825,000 | 36,101,000 | 36,396,000 |
| Total capital | 37,740,000 | 37,855,000 | 38,176,000 | 38,491,000 |
| Risk-weighted assets | 205,052,000 | 198,767,000 | 196,891,000 | 200,152,000 |