Call reports 2018
GRANT COUNTY BANK, THE — 2018
What GRANT COUNTY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 253,523,000 | 256,185,000 | 254,763,000 | 259,912,000 |
| Total loans | 207,633,000 | 210,761,000 | 211,673,000 | 209,484,000 |
| Allowance for loan losses | 1,967,000 | 1,959,000 | 1,973,000 | 2,059,000 |
| Securities available for sale | 18,557,000 | 18,130,000 | 18,327,000 | 17,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,379,000 | 216,244,000 | 214,425,000 | 214,444,000 |
| Interest-bearing deposits | 155,890,000 | 157,846,000 | 155,489,000 | 156,214,000 |
| Noninterest-bearing deposits | 57,489,000 | 58,398,000 | 58,936,000 | 58,230,000 |
| Equity capital | 32,254,000 | 32,458,000 | 32,738,000 | 33,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,872,000 | 5,819,000 | 8,849,000 | 11,948,000 |
| Interest expense | 254,000 | 532,000 | 847,000 | 1,195,000 |
| Net interest income | 2,618,000 | 5,287,000 | 8,002,000 | 10,753,000 |
| Noninterest income | 304,000 | 559,000 | 802,000 | 1,062,000 |
| Noninterest expense | 1,976,000 | 3,921,000 | 5,892,000 | 7,996,000 |
| Provision for loan losses | 35,000 | 80,000 | 150,000 | 208,000 |
| Pretax income | 911,000 | 1,834,000 | 2,751,000 | 3,604,000 |
| Income tax | 213,000 | 432,000 | 562,000 | 752,000 |
| Net income | 698,000 | 1,402,000 | 2,189,000 | 2,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,868,000 | 35,083,000 | 35,421,000 | 35,607,000 |
| Total capital | 36,835,000 | 37,042,000 | 37,394,000 | 37,666,000 |
| Risk-weighted assets | 199,718,000 | 203,180,000 | 200,870,000 | 202,356,000 |