Call reports 2017
GRANT COUNTY BANK, THE — 2017
What GRANT COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 250,067,000 | 252,201,000 | 254,591,000 | 255,878,000 |
| Total loans | 203,707,000 | 204,483,000 | 205,671,000 | 205,945,000 |
| Allowance for loan losses | 1,995,000 | 1,987,000 | 1,990,000 | 1,988,000 |
| Securities available for sale | 20,241,000 | 20,114,000 | 19,792,000 | 19,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,446,000 | 211,603,000 | 210,948,000 | 215,657,000 |
| Interest-bearing deposits | 156,216,000 | 157,683,000 | 155,867,000 | 159,120,000 |
| Noninterest-bearing deposits | 52,230,000 | 53,920,000 | 55,081,000 | 56,537,000 |
| Equity capital | 32,159,000 | 32,619,000 | 32,955,000 | 32,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,752,000 | 5,635,000 | 8,563,000 | 11,485,000 |
| Interest expense | 240,000 | 485,000 | 733,000 | 996,000 |
| Net interest income | 2,512,000 | 5,150,000 | 7,830,000 | 10,489,000 |
| Noninterest income | 245,000 | 502,000 | 807,000 | 1,142,000 |
| Noninterest expense | 1,921,000 | 3,817,000 | 5,769,000 | 7,671,000 |
| Provision for loan losses | 1,000 | 37,000 | 77,000 | 108,000 |
| Pretax income | 836,000 | 1,799,000 | 2,792,000 | 3,853,000 |
| Income tax | 275,000 | 592,000 | 921,000 | 2,073,000 |
| Net income | 561,000 | 1,207,000 | 1,871,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,606,000 | 33,913,000 | 34,268,000 | 34,501,000 |
| Total capital | 35,601,000 | 35,900,000 | 36,258,000 | 36,489,000 |
| Risk-weighted assets | 195,434,000 | 196,857,000 | 198,096,000 | 198,423,000 |