Call reports 2016
GRANT COUNTY BANK, THE — 2016
What GRANT COUNTY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 249,552,000 | 246,325,000 | 246,671,000 | 250,718,000 |
| Total loans | 204,102,000 | 204,364,000 | 203,490,000 | 207,519,000 |
| Allowance for loan losses | 2,125,000 | 2,062,000 | 2,080,000 | 2,018,000 |
| Securities available for sale | 20,727,000 | 20,766,000 | 18,796,000 | 18,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,184,000 | 204,694,000 | 205,260,000 | 209,106,000 |
| Interest-bearing deposits | 160,016,000 | 156,503,000 | 155,026,000 | 157,111,000 |
| Noninterest-bearing deposits | 48,168,000 | 48,191,000 | 50,234,000 | 51,995,000 |
| Equity capital | 31,143,000 | 31,629,000 | 31,817,000 | 31,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,789,000 | 5,563,000 | 8,377,000 | 11,201,000 |
| Interest expense | 273,000 | 537,000 | 791,000 | 1,041,000 |
| Net interest income | 2,516,000 | 5,026,000 | 7,586,000 | 10,160,000 |
| Noninterest income | 298,000 | 591,000 | 747,000 | 1,050,000 |
| Noninterest expense | 1,838,000 | 3,541,000 | 5,446,000 | 7,323,000 |
| Provision for loan losses | 0 | 2,000 | 43,000 | 48,000 |
| Pretax income | 983,000 | 2,086,000 | 2,856,000 | 3,852,000 |
| Income tax | 326,000 | 696,000 | 950,000 | 1,177,000 |
| Net income | 657,000 | 1,390,000 | 1,906,000 | 2,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,308,000 | 32,714,000 | 32,912,000 | 33,357,000 |
| Total capital | 34,433,000 | 34,776,000 | 34,992,000 | 35,375,000 |
| Risk-weighted assets | 196,554,000 | 194,553,000 | 193,712,000 | 198,688,000 |