Call reports 2015
GRANT COUNTY BANK, THE — 2015
What GRANT COUNTY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 239,189,000 | 239,511,000 | 245,376,000 | 248,200,000 |
| Total loans | 194,187,000 | 194,256,000 | 197,028,000 | 204,068,000 |
| Allowance for loan losses | 2,467,000 | 2,449,000 | 2,158,000 | 2,116,000 |
| Securities available for sale | 21,718,000 | 21,487,000 | 22,478,000 | 20,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,133,000 | 202,177,000 | 200,192,000 | 208,807,000 |
| Interest-bearing deposits | 154,199,000 | 154,581,000 | 152,636,000 | 159,844,000 |
| Noninterest-bearing deposits | 47,934,000 | 47,596,000 | 47,556,000 | 48,963,000 |
| Equity capital | 29,635,000 | 29,875,000 | 30,155,000 | 30,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,516,000 | 8,256,000 | 11,071,000 |
| Interest expense | 277,000 | 546,000 | 812,000 | 1,083,000 |
| Net interest income | 2,417,000 | 4,970,000 | 7,444,000 | 9,988,000 |
| Noninterest income | 243,000 | 519,000 | 787,000 | 1,137,000 |
| Noninterest expense | 1,904,000 | 3,823,000 | 5,752,000 | 7,688,000 |
| Provision for loan losses | -98,000 | -92,000 | -89,000 | -80,000 |
| Pretax income | 854,000 | 1,760,000 | 2,570,000 | 3,519,000 |
| Income tax | 296,000 | 610,000 | 891,000 | 1,139,000 |
| Net income | 558,000 | 1,150,000 | 1,679,000 | 2,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,015,000 | 31,340,000 | 31,602,000 | 31,963,000 |
| Total capital | 33,254,000 | 33,589,000 | 33,760,000 | 34,079,000 |
| Risk-weighted assets | 178,906,000 | 179,741,000 | 183,730,000 | 193,714,000 |