Call reports 2014
GRANT COUNTY BANK, THE — 2014
What GRANT COUNTY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 236,236,000 | 236,643,000 | 234,335,000 | 238,411,000 |
| Total loans | 188,820,000 | 189,579,000 | 188,897,000 | 192,901,000 |
| Allowance for loan losses | 3,735,000 | 3,730,000 | 3,620,000 | 2,819,000 |
| Securities available for sale | 21,346,000 | 22,704,000 | 24,000,000 | 24,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,547,000 | 201,448,000 | 199,003,000 | 201,501,000 |
| Interest-bearing deposits | 157,386,000 | 158,052,000 | 155,045,000 | 154,391,000 |
| Noninterest-bearing deposits | 44,161,000 | 43,396,000 | 43,958,000 | 47,110,000 |
| Equity capital | 29,180,000 | 29,628,000 | 30,121,000 | 29,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,730,000 | 5,464,000 | 8,263,000 | 11,016,000 |
| Interest expense | 315,000 | 622,000 | 922,000 | 1,212,000 |
| Net interest income | 2,415,000 | 4,842,000 | 7,341,000 | 9,804,000 |
| Noninterest income | 169,000 | 387,000 | 622,000 | 434,000 |
| Noninterest expense | 1,800,000 | 3,598,000 | 5,397,000 | 7,318,000 |
| Provision for loan losses | 155,000 | 158,000 | 9,000 | -800,000 |
| Pretax income | 629,000 | 1,473,000 | 2,581,000 | 3,744,000 |
| Income tax | 216,000 | 506,000 | 899,000 | 1,193,000 |
| Net income | 413,000 | 967,000 | 1,682,000 | 2,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,978,000 | 29,441,000 | 30,011,000 | 30,620,000 |
| Total capital | 31,170,000 | 31,647,000 | 32,209,000 | 32,883,000 |
| Risk-weighted assets | 174,248,000 | 174,931,000 | 174,403,000 | 180,854,000 |