Call reports 2013
GRANT COUNTY BANK, THE — 2013
What GRANT COUNTY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 239,774,000 | 237,644,000 | 234,874,000 | 235,700,000 |
| Total loans | 197,557,000 | 195,913,000 | 190,150,000 | 191,422,000 |
| Allowance for loan losses | 4,219,000 | 4,108,000 | 3,327,000 | 3,576,000 |
| Securities available for sale | 15,319,000 | 17,860,000 | 17,950,000 | 19,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,196,000 | 199,783,000 | 198,244,000 | 201,091,000 |
| Interest-bearing deposits | 160,198,000 | 159,842,000 | 157,949,000 | 158,643,000 |
| Noninterest-bearing deposits | 39,998,000 | 39,941,000 | 40,295,000 | 42,448,000 |
| Equity capital | 27,445,000 | 27,710,000 | 27,723,000 | 28,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,734,000 | 8,533,000 | 11,342,000 |
| Interest expense | 365,000 | 725,000 | 1,078,000 | 1,421,000 |
| Net interest income | 2,444,000 | 5,009,000 | 7,455,000 | 9,921,000 |
| Noninterest income | 284,000 | 538,000 | 574,000 | 807,000 |
| Noninterest expense | 1,759,000 | 3,499,000 | 5,291,000 | 7,004,000 |
| Provision for loan losses | 378,000 | 756,000 | 1,134,000 | 1,364,000 |
| Pretax income | 591,000 | 1,292,000 | 1,604,000 | 2,360,000 |
| Income tax | 205,000 | 448,000 | 556,000 | 812,000 |
| Net income | 386,000 | 844,000 | 1,048,000 | 1,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,733,000 | 28,094,000 | 28,208,000 | 28,657,000 |
| Total capital | 30,022,000 | 30,389,000 | 30,418,000 | 30,891,000 |
| Risk-weighted assets | 181,176,000 | 181,799,000 | 175,699,000 | 177,399,000 |