Call reports 2012
GRANT COUNTY BANK, THE — 2012
What GRANT COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 240,848,000 | 238,156,000 | 233,149,000 | 237,101,000 |
| Total loans | 195,916,000 | 194,465,000 | 191,996,000 | 195,462,000 |
| Allowance for loan losses | 3,438,000 | 3,448,000 | 3,650,000 | 3,921,000 |
| Securities available for sale | 19,189,000 | 17,806,000 | 17,076,000 | 15,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,935,000 | 204,057,000 | 198,926,000 | 199,628,000 |
| Interest-bearing deposits | 166,624,000 | 162,877,000 | 160,425,000 | 159,467,000 |
| Noninterest-bearing deposits | 40,311,000 | 41,180,000 | 38,501,000 | 40,160,000 |
| Equity capital | 26,684,000 | 27,008,000 | 27,347,000 | 27,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,107,000 | 6,101,000 | 9,086,000 | 12,009,000 |
| Interest expense | 477,000 | 918,000 | 1,330,000 | 1,712,000 |
| Net interest income | 2,630,000 | 5,183,000 | 7,756,000 | 10,297,000 |
| Noninterest income | 234,000 | 447,000 | 673,000 | 845,000 |
| Noninterest expense | 1,707,000 | 3,401,000 | 5,110,000 | 6,869,000 |
| Provision for loan losses | 377,000 | 755,000 | 1,132,000 | 1,508,000 |
| Pretax income | 781,000 | 1,492,000 | 2,205,000 | 2,786,000 |
| Income tax | 291,000 | 555,000 | 800,000 | 985,000 |
| Net income | 490,000 | 937,000 | 1,405,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,409,000 | 26,770,000 | 27,150,000 | 27,451,000 |
| Total capital | 28,689,000 | 28,997,000 | 29,378,000 | 29,691,000 |
| Risk-weighted assets | 183,017,000 | 176,978,000 | 176,830,000 | 177,510,000 |