Call reports 2011
GRANT COUNTY BANK, THE — 2011
What GRANT COUNTY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 243,530,000 | 247,440,000 | 247,706,000 | 248,737,000 |
| Total loans | 205,161,000 | 202,340,000 | 199,419,000 | 196,414,000 |
| Allowance for loan losses | 3,296,000 | 3,051,000 | 3,382,000 | 3,794,000 |
| Securities available for sale | 14,582,000 | 15,189,000 | 16,863,000 | 19,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,677,000 | 208,177,000 | 208,428,000 | 208,955,000 |
| Interest-bearing deposits | 172,681,000 | 171,695,000 | 172,143,000 | 170,867,000 |
| Noninterest-bearing deposits | 34,996,000 | 36,482,000 | 36,285,000 | 38,088,000 |
| Equity capital | 25,934,000 | 25,940,000 | 26,370,000 | 26,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,273,000 | 6,582,000 | 9,807,000 | 12,980,000 |
| Interest expense | 739,000 | 1,425,000 | 2,070,000 | 2,644,000 |
| Net interest income | 2,534,000 | 5,157,000 | 7,737,000 | 10,336,000 |
| Noninterest income | 248,000 | 502,000 | 778,000 | 846,000 |
| Noninterest expense | 1,606,000 | 3,272,000 | 4,821,000 | 6,524,000 |
| Provision for loan losses | 454,000 | 1,759,000 | 2,212,000 | 2,666,000 |
| Pretax income | 722,000 | 629,000 | 1,483,000 | 1,993,000 |
| Income tax | 277,000 | 155,000 | 573,000 | 686,000 |
| Net income | 445,000 | 474,000 | 910,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,985,000 | 24,980,000 | 25,429,000 | 25,874,000 |
| Total capital | 27,318,000 | 27,303,000 | 27,742,000 | 28,172,000 |
| Risk-weighted assets | 186,317,000 | 186,103,000 | 183,958,000 | 184,065,000 |