Call reports 2010
GRANT COUNTY BANK, THE — 2010
What GRANT COUNTY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 249,267,000 | 245,876,000 | 243,305,000 | 244,225,000 |
| Total loans | 209,130,000 | 208,355,000 | 209,179,000 | 207,074,000 |
| Allowance for loan losses | 2,422,000 | 2,618,000 | 2,804,000 | 3,043,000 |
| Securities available for sale | 13,446,000 | 16,341,000 | 14,131,000 | 14,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,982,000 | 210,492,000 | 207,510,000 | 208,351,000 |
| Interest-bearing deposits | 181,032,000 | 176,640,000 | 174,352,000 | 174,340,000 |
| Noninterest-bearing deposits | 32,950,000 | 33,852,000 | 33,159,000 | 34,011,000 |
| Equity capital | 25,794,000 | 25,819,000 | 26,106,000 | 25,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,505,000 | 7,107,000 | 10,610,000 | 14,147,000 |
| Interest expense | 1,012,000 | 1,947,000 | 2,810,000 | 3,623,000 |
| Net interest income | 2,493,000 | 5,160,000 | 7,800,000 | 10,524,000 |
| Noninterest income | 265,000 | 517,000 | 785,000 | 1,085,000 |
| Noninterest expense | 1,755,000 | 3,508,000 | 5,324,000 | 7,311,000 |
| Provision for loan losses | 502,000 | 893,000 | 1,374,000 | 1,828,000 |
| Pretax income | 501,000 | 1,276,000 | 1,888,000 | 2,470,000 |
| Income tax | 192,000 | 490,000 | 712,000 | 965,000 |
| Net income | 309,000 | 786,000 | 1,176,000 | 1,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,485,000 | 24,550,000 | 24,872,000 | 24,953,000 |
| Total capital | 26,852,000 | 26,882,000 | 27,241,000 | 27,306,000 |
| Risk-weighted assets | 189,300,000 | 186,234,000 | 189,034,000 | 187,311,000 |