Call reports 2009
GRANT COUNTY BANK, THE — 2009
What GRANT COUNTY BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 242,952,000 | 242,449,000 | 245,470,000 | 247,687,000 |
| Total loans | 204,801,000 | 206,383,000 | 207,434,000 | 209,246,000 |
| Allowance for loan losses | 1,994,000 | 2,167,000 | 2,282,000 | 2,321,000 |
| Securities available for sale | 12,229,000 | 10,539,000 | 14,719,000 | 13,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,352,000 | 207,505,000 | 210,491,000 | 212,643,000 |
| Interest-bearing deposits | 171,261,000 | 174,896,000 | 177,707,000 | 178,242,000 |
| Noninterest-bearing deposits | 32,091,000 | 32,609,000 | 32,784,000 | 34,401,000 |
| Equity capital | 24,471,000 | 24,672,000 | 25,124,000 | 25,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,683,000 | 7,379,000 | 11,028,000 | 14,720,000 |
| Interest expense | 1,156,000 | 2,319,000 | 3,471,000 | 4,583,000 |
| Net interest income | 2,527,000 | 5,060,000 | 7,557,000 | 10,137,000 |
| Noninterest income | 273,000 | 603,000 | 943,000 | 1,328,000 |
| Noninterest expense | 1,608,000 | 3,365,000 | 5,039,000 | 6,600,000 |
| Provision for loan losses | 154,000 | 534,000 | 750,000 | 1,173,000 |
| Pretax income | 1,038,000 | 1,764,000 | 2,711,000 | 3,698,000 |
| Income tax | 396,000 | 674,000 | 1,035,000 | 1,327,000 |
| Net income | 642,000 | 1,090,000 | 1,676,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,090,000 | 23,342,000 | 23,833,000 | 24,309,000 |
| Total capital | 25,084,000 | 25,509,000 | 26,115,000 | 26,630,000 |
| Risk-weighted assets | 185,861,000 | 186,070,000 | 185,779,000 | 188,621,000 |