Call reports 2008
GRANT COUNTY BANK, THE — 2008
What GRANT COUNTY BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 239,129,000 | 227,658,000 | 224,606,000 | 231,800,000 |
| Total loans | 189,787,000 | 189,237,000 | 191,703,000 | 199,854,000 |
| Allowance for loan losses | 2,040,000 | 2,140,000 | 2,116,000 | 2,136,000 |
| Securities available for sale | 14,215,000 | 14,840,000 | 14,418,000 | 12,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,025,000 | 195,016,000 | 191,548,000 | 194,818,000 |
| Interest-bearing deposits | 169,483,000 | 162,146,000 | 159,569,000 | 162,947,000 |
| Noninterest-bearing deposits | 34,542,000 | 32,870,000 | 31,978,000 | 31,871,000 |
| Equity capital | 25,009,000 | 24,201,000 | 24,466,000 | 24,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,199,000 | 8,163,000 | 12,052,000 | 15,864,000 |
| Interest expense | 1,560,000 | 2,836,000 | 4,027,000 | 5,187,000 |
| Net interest income | 2,639,000 | 5,327,000 | 8,025,000 | 10,677,000 |
| Noninterest income | 285,000 | 574,000 | 919,000 | 1,227,000 |
| Noninterest expense | 1,517,000 | 3,072,000 | 4,661,000 | 6,203,000 |
| Provision for loan losses | 125,000 | 253,000 | 381,000 | 508,000 |
| Pretax income | 1,321,000 | 2,634,000 | 3,960,000 | 5,251,000 |
| Income tax | 502,000 | 1,001,000 | 1,487,000 | 1,961,000 |
| Net income | 819,000 | 1,633,000 | 2,473,000 | 3,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,186,000 | 21,601,000 | 22,027,000 | 22,663,000 |
| Total capital | 24,226,000 | 23,741,000 | 24,143,000 | 24,799,000 |
| Risk-weighted assets | 177,784,000 | 172,484,000 | 172,717,000 | 177,249,000 |