Call reports 2007
GRANT COUNTY BANK, THE — 2007
What GRANT COUNTY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 230,612,000 | 237,988,000 | 239,804,000 | 240,728,000 |
| Total loans | 188,537,000 | 188,361,000 | 190,339,000 | 190,781,000 |
| Allowance for loan losses | 2,201,000 | 2,251,000 | 2,214,000 | 2,061,000 |
| Securities available for sale | 13,286,000 | 16,125,000 | 18,124,000 | 17,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,104,000 | 204,469,000 | 205,493,000 | 205,951,000 |
| Interest-bearing deposits | 165,806,000 | 173,207,000 | 175,697,000 | 174,469,000 |
| Noninterest-bearing deposits | 31,298,000 | 31,261,000 | 29,796,000 | 31,482,000 |
| Equity capital | 22,668,000 | 23,156,000 | 23,805,000 | 24,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,046,000 | 8,348,000 | 12,763,000 | 17,150,000 |
| Interest expense | 1,473,000 | 3,119,000 | 4,867,000 | 6,615,000 |
| Net interest income | 2,573,000 | 5,229,000 | 7,896,000 | 10,535,000 |
| Noninterest income | 223,000 | 470,000 | 722,000 | 1,016,000 |
| Noninterest expense | 1,488,000 | 3,032,000 | 4,623,000 | 6,065,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 665,000 |
| Pretax income | 1,188,000 | 2,427,000 | 3,635,000 | 4,822,000 |
| Income tax | 467,000 | 950,000 | 1,419,000 | 1,775,000 |
| Net income | 721,000 | 1,477,000 | 2,216,000 | 3,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,246,000 | 20,817,000 | 21,420,000 | 21,816,000 |
| Total capital | 22,440,000 | 23,043,000 | 23,634,000 | 23,877,000 |
| Risk-weighted assets | 175,536,000 | 178,024,000 | 179,764,000 | 180,468,000 |