Call reports 2006
GRANT COUNTY BANK, THE — 2006
What GRANT COUNTY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 205,608,000 | 203,387,000 | 213,917,000 | 220,246,000 |
| Total loans | 161,358,000 | 165,895,000 | 174,768,000 | 182,457,000 |
| Allowance for loan losses | 1,814,000 | 1,881,000 | 1,969,000 | 2,075,000 |
| Securities available for sale | 18,227,000 | 16,949,000 | 15,718,000 | 14,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,739,000 | 172,538,000 | 182,283,000 | 187,688,000 |
| Interest-bearing deposits | 143,098,000 | 142,166,000 | 151,237,000 | 157,616,000 |
| Noninterest-bearing deposits | 31,641,000 | 30,372,000 | 31,046,000 | 30,072,000 |
| Equity capital | 20,670,000 | 21,050,000 | 21,565,000 | 22,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,279,000 | 6,700,000 | 10,394,000 | 14,378,000 |
| Interest expense | 973,000 | 2,018,000 | 3,204,000 | 4,587,000 |
| Net interest income | 2,306,000 | 4,682,000 | 7,190,000 | 9,791,000 |
| Noninterest income | 209,000 | 453,000 | 685,000 | 940,000 |
| Noninterest expense | 1,471,000 | 2,922,000 | 4,426,000 | 5,983,000 |
| Provision for loan losses | 120,000 | 240,000 | 390,000 | 540,000 |
| Pretax income | 924,000 | 1,973,000 | 3,059,000 | 4,208,000 |
| Income tax | 345,000 | 729,000 | 1,132,000 | 1,544,000 |
| Net income | 579,000 | 1,244,000 | 1,927,000 | 2,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,574,000 | 18,043,000 | 18,530,000 | 19,662,000 |
| Total capital | 19,388,000 | 19,924,000 | 20,499,000 | 21,737,000 |
| Risk-weighted assets | 148,696,000 | 151,545,000 | 160,468,000 | 167,436,000 |