Call reports 2002
GRANT COUNTY BANK, THE — 2002
What GRANT COUNTY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 163,651,000 | 161,521,000 | 166,716,000 | 169,945,000 |
| Total loans | 118,781,000 | 124,340,000 | 129,287,000 | 130,420,000 |
| Allowance for loan losses | 921,000 | 1,002,000 | 1,001,000 | 1,005,000 |
| Securities available for sale | 20,593,000 | 19,613,000 | 17,871,000 | 16,634,000 |
| Securities held to maturity | 475,000 | 475,000 | 475,000 | 474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,211,000 | 143,453,000 | 148,370,000 | 151,463,000 |
| Interest-bearing deposits | 125,581,000 | 123,562,000 | 127,956,000 | 132,508,000 |
| Noninterest-bearing deposits | 19,630,000 | 19,891,000 | 20,414,000 | 18,955,000 |
| Equity capital | 15,138,000 | 14,906,000 | 15,315,000 | 15,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,695,000 | 5,343,000 | 8,078,000 | 10,777,000 |
| Interest expense | 1,247,000 | 2,349,000 | 3,364,000 | 4,392,000 |
| Net interest income | 1,448,000 | 2,994,000 | 4,714,000 | 6,385,000 |
| Noninterest income | 122,000 | 261,000 | 402,000 | 548,000 |
| Noninterest expense | 990,000 | 1,980,000 | 2,976,000 | 4,029,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 430,000 |
| Pretax income | 520,000 | 1,155,000 | 1,930,000 | 2,474,000 |
| Income tax | 183,000 | 378,000 | 654,000 | 847,000 |
| Net income | 337,000 | 777,000 | 1,276,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,874,000 | 14,572,000 | 14,979,000 | 15,333,000 |
| Total capital | 15,795,000 | 15,574,000 | 15,980,000 | 16,338,000 |
| Risk-weighted assets | 117,172,000 | 120,554,000 | 125,035,000 | 124,889,000 |