Call reports 2001
GRANT COUNTY BANK, THE — 2001
What GRANT COUNTY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 152,859,000 | 155,594,000 | 159,057,000 | 161,973,000 |
| Total loans | 110,142,000 | 114,678,000 | 114,767,000 | 118,877,000 |
| Allowance for loan losses | 875,000 | 945,000 | 805,000 | 914,000 |
| Securities available for sale | 17,967,000 | 20,973,000 | 18,500,000 | 19,850,000 |
| Securities held to maturity | 477,000 | 476,000 | 476,000 | 476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,403,000 | 138,140,000 | 141,204,000 | 143,882,000 |
| Interest-bearing deposits | 119,270,000 | 121,385,000 | 123,883,000 | 125,681,000 |
| Noninterest-bearing deposits | 16,133,000 | 16,755,000 | 17,321,000 | 18,201,000 |
| Equity capital | 14,045,000 | 14,377,000 | 14,778,000 | 14,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,907,000 | 5,908,000 | 8,848,000 | 11,666,000 |
| Interest expense | 1,476,000 | 2,982,000 | 4,482,000 | 5,897,000 |
| Net interest income | 1,431,000 | 2,926,000 | 4,366,000 | 5,769,000 |
| Noninterest income | 117,000 | 241,000 | 365,000 | 505,000 |
| Noninterest expense | 933,000 | 1,863,000 | 2,796,000 | 3,724,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 345,000 |
| Pretax income | 540,000 | 1,154,000 | 1,710,000 | 2,205,000 |
| Income tax | 188,000 | 404,000 | 597,000 | 744,000 |
| Net income | 352,000 | 750,000 | 1,113,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,706,000 | 14,126,000 | 14,407,000 | 14,670,000 |
| Total capital | 14,581,000 | 15,071,000 | 15,212,000 | 15,584,000 |
| Risk-weighted assets | 104,454,000 | 112,101,000 | 114,145,000 | 117,546,000 |