Call reports 2025
RELIANCE BANK — 2025
What RELIANCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 300,117,000 | 305,114,000 | 316,518,000 | 324,600,000 |
| Total loans | 236,614,000 | 233,473,000 | 242,756,000 | 247,251,000 |
| Allowance for loan losses | 3,760,000 | 4,082,000 | 4,234,000 | 2,959,000 |
| Securities available for sale | 45,812,000 | 57,619,000 | 62,518,000 | 67,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,836,000 | 257,455,000 | 253,012,000 | 273,813,000 |
| Interest-bearing deposits | 218,098,000 | 219,728,000 | 215,751,000 | 238,866,000 |
| Noninterest-bearing deposits | 34,738,000 | 37,727,000 | 37,261,000 | 34,947,000 |
| Equity capital | 24,700,000 | 25,511,000 | 26,763,000 | 27,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,506,000 | 9,229,000 | 14,208,000 | 19,428,000 |
| Interest expense | 1,964,000 | 3,957,000 | 5,982,000 | 8,074,000 |
| Net interest income | 2,542,000 | 5,272,000 | 8,226,000 | 11,354,000 |
| Noninterest income | 234,000 | 502,000 | 737,000 | 971,000 |
| Noninterest expense | 2,109,000 | 4,186,000 | 6,488,000 | 8,857,000 |
| Provision for loan losses | 30,000 | 355,000 | 660,000 | 1,140,000 |
| Pretax income | 637,000 | 1,233,000 | 1,815,000 | 2,323,000 |
| Income tax | 82,000 | 163,000 | 255,000 | 100,000 |
| Net income | 555,000 | 1,070,000 | 1,560,000 | 2,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,684,000 | 27,205,000 | 27,810,000 | 28,486,000 |